Retirement is a time when people can finally seat back and relax. It is normal to look forward to retirement after a lifetime of working hard. However, before you get too comfortable, retirement needs planning too. There are many things to consider, such as the desired retirement lifestyle, retirement location, and how much you can afford for retirement. When researching on options, you might have come across assisted living and independent living. If you are considering these types of retirement life, it is important to understand the distinctions between them. Read on to find out about the differences between assisted and independent living.
Differences between Independent Living and Assisted Living
If you are planning for your retirement, you are probably choosing between assisted living and independent living. Both options can foster independence and ease the responsibilities of caregivers, while helping seniors live a more comfortable and happier retirement life. That being said, there are still some key differences you should look at before choosing the best option that meets your needs.
- Family involvement
For independent living, it provides caregivers with some assurance that the senior is never alone. However, with regard to health issues, families still need to be involved to provide support. As for assisted living, family members no longer need to worry about caregiving responsibilities. The community and its staff will anticipate and meet the needs of seniors even when those needs change over time.
- Access to and contact with staff
For independent living, contact with staff is based on personal preference. Seniors may not contact them regularly unless they have signed up for meal options or other services. For assisted living, staffs are always on the lookout for the senior. They will check in on and monitor residents regularly to make sure that they are doing fine.
Independent living is usually more affordable since they come with lesser services. However, they are usually not covered by insurance, Medicaid, or Medicare. On the other hand, assisted living is usually covered by Medicaid, employee benefits programs and long-term-care insurance.
- Amenities and services
Assisted living communities provide seniors with 24/7 assistance and basic life tasks are also taken care of. Independent living focus instead on convenience and an active life, thus offering more senior activities and events.
Retire with Conservatory At Plano
Does the idea of independent living at Plano sound appealing to you? If so, join the senior living community at Conservatory At Plano. We offer a wide range of events and activities that are frequently updated to keep our residents engaged. Residents also do not have to worry about the hassles of daily life as our concierge-level services can help with that. Enjoy a comfortable and stress-free retirement at Conservatory At Plano.